2810 Shadow Oak Ct, Ramona, CA 92065 Property Records

San Diego County property record for 2810 Shadow Oak Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 1999
Lot Size	1.61 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (May 2018)
Tax Bill	$10,426 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
APN	`285-130-16-00`

Property Details

APN / Parcel Number

Primary APN	`285-130-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,586 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	70,567 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2810 SHADOW OAK CT
City	RAMONA
State	CA
Zip	92065-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 43 (EX ST) TR 013623
Legal Subdivision	COUNTY/SAN DIEGO #4862-2
Legal Tract	013623
Legal Block	3
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2810 SHADOW OAK CT, RAMONA, CA 92065-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	2018181207
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	0000204705
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2018
Property Address	2810 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000181207
Instrument Date	Mar 28, 2018
Instrument	181207
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2810 SHADOW OAK CT RAMONA CA 920653658, RAMONA, CA 92065-3658

Mortgage

Document Number	181208
Date	May 4, 2018
Instrument	181208

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$986,491 (+2%) Land $442,293 Building $544,198
2025	$10,426.00 (+6.65%) Homeowner's exemption	$967,149 (+4.04%) Land $433,621 Building $533,528
2023	$9,776.00 (-0.81%) Homeowner's exemption	$929,595 Land $416,784 Building $512,811
2022	$9,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.1% of the US · above 89% of California
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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