2834 Shadow Oak Ct, Ramona, CA 92065 Property Records

San Diego County property record for 2834 Shadow Oak Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,118 sqft · built 1999
Lot Size	4.53 acres (197,762 sqft)
Owner	Company Name on Record
Last Sale	$738,000 (Mar 2017)
Tax Bill	$9,471 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Line of Credit + 3 more
APN	`285-130-13-00`

Property Details

APN / Parcel Number

Primary APN	`285-130-13-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,118 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	197,762 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2834 SHADOW OAK CT
City	RAMONA
State	CA
Zip	92065-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 40 TR 013623
Legal Subdivision	SAN DIEGO 4862-2
Legal Tract	013623
Legal Block	3
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC
Nov 22, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Dec 29, 1999
Deed Document Number	2017123693
Last Transfer Date	Oct 21, 2017
Transfer Doc	0000544360
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592558
Date	Dec 18, 2019
Instrument	2019-0592558

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592559
Date	Dec 18, 2019
Instrument	2019-0592559

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658

Mortgage

Document Number	0000697743
Date	Nov 9, 2020
Instrument	2020-0697743

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000544360
Instrument Date	Oct 21, 2017
Instrument	544360
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2834 SHADOW OAK CT RAMONA CA 920653658, RAMONA, CA 92065-3658

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2017
Property Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658
Document Number	0000123693
Map Reference	MAP13623
Instrument Date	Feb 6, 2017
Instrument	2017-0123693
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2834 SHADOW OAK CT, RAMONA, CA 92065-3658

Mortgage

Document Number	0000123694
Date	Mar 17, 2017
Instrument	2017-0123694

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$873,632 (+2%) Land $360,372 Building $513,260
2025	$9,471.00 (+8.65%) Homeowner's exemption	$856,503 (+4.04%) Land $353,306 Building $503,197
2023	$8,717.00 (-2.77%) Homeowner's exemption	$823,246 Land $339,588 Building $483,658
2022	$8,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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