284 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 284 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,588 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$65,000 (Aug 2023)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7582-76-7870`

Property Details

APN / Parcel Number

Primary APN	`7582-76-7870`
Alternative APN	`138880`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,588 sqft Heated Area
1st Floor Area	1,294 sqft
Basement Area	1,294 sqft
Finished Basement	1,294 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Patio
Porch Area	222 sqft
Deck Area	516 sqft
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	284 SCOTCH HIGHLANDS LOOP
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 MOUNTAIN CLUB
Legal Subdivision	MOUNTAIN CLUB
Legal Lot Number	12
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1088
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 2121, CASHIERS, NC 28717-2121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer
May 3, 2022	Intrafamily Transfer, Transfer
Sep 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Book / Page	2361 / 830
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0023331328
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 20, 2022
Property Address	284 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023350201
Book / Page	2335 / 201
Map Reference	CAB 13 SL 772
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39002, FT LAUDERDALE, FL 33303-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 LILA BLUE LN, RALEIGH, NC 27612-6955

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	May 3, 2022
Property Address	284 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023331328
Book / Page	2333 / 1328
Map Reference	CAB 13 SL 772
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 COMMERCIAL DR, 310, SAVANNAH, GA 31406-3682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 FAIRFIELD E, DUNWOODY, GA 30338-3229

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 6, 2018
Property Address	284 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0022201586
Book / Page	002220 / 001586
Instrument Date	Sep 4, 2018
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 SWEETWATER RD NORTH AUGUSTA SC 298609056, NORTH AUGUSTA, SC 29860-9056

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,097 (-) Land $100,000 Building $738,097
2025	$3,184.00 (+99%)	$838,097 (+99%) Land $100,000 Building $738,097
2023	$1,600.00	$421,150 Land $75,000 Building $346,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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