190 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 190 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,494 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$100,000 (Feb 2024)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7582-76-9496`

Property Details

APN / Parcel Number

Primary APN	`7582-76-9496`
Alternative APN	`130456`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,494 sqft Heated Area
1st Floor Area	1,247 sqft
Basement Area	1,247 sqft
Finished Basement	1,247 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Exterior Amenities

Porch	Patio
Porch Area	222 sqft
Deck Area	192 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	190 SCOTCH HIGHLANDS LOOP
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 MOUNTAIN CLUB
Legal Subdivision	MOUNTAIN CLUB
Legal Lot Number	24
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1088
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 2121, CASHIERS, NC 28717-2121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer
May 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Book / Page	2373 / 63
Prior Transfer Date	May 17, 2020
Prior Transfer Doc	0023020351
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 18, 2021
Property Address	190 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023110568
Book / Page	2311 / 568
Map Reference	CAB 13 SL 772
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 MERIWEATHER DR, 1360, WATKINSVILLE, GA 30677-7766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 S MOBILE ST, FAIRHOPE, AL 36532-1310

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 3, 2021
Property Address	190 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023091095
Book / Page	2309 / 1095
Map Reference	CAB 15 SL 719
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3986 CLUB DR NE, 3986, ATLANTA, GA 30319-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 FAIRVIEW DR, AUBURN, AL 36830-0002

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 18, 2021
Property Address	190 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023020351
Book / Page	2302 / 351
Map Reference	CAB 13 SL 772
Instrument Date	May 17, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Tax	$124.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 GLYNWYNNE RD, 441, HAVERFORD, PA 19041-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610B DAUPHIN ST # 101, 101, MOBILE, AL 36606-4802

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,061 (-) Land $100,000 Building $603,061
2025	$2,671.00 (+96.25%)	$703,061 (+96.2%) Land $100,000 Building $603,061
2023	$1,361.00	$358,330 Land $75,000 Building $283,330

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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