256 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 256 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,494 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$65,000 (Jan 2020)
Tax Bill$3,124 (2025)
Deeds & MortgagesAug 2026 Sale
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN7582-86-0710

Property Details

APN / Parcel Number

Primary APN7582-86-0710
Alternative APN
  • 140948

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,494 sqft Heated Area
1st Floor Area1,247 sqft
Basement Area1,247 sqft
Finished Basement1,247 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchPatio
Porch Area222 sqft
Deck Area516 sqft
Patio Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address256 SCOTCH HIGHLANDS LOOP
CitySAPPHIRE
StateNC
Zip28774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 44 MOUNTAIN CLUB
Legal SubdivisionMOUNTAIN CLUB
Legal Lot Number44
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1088
Census Tract950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 BAY RIDGE DR, HARTSVILLE, SC 29550-6784
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 17, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Prior SaleOct 27, 2017 · Amount on Record
Deed Book / Page2260 / 99
Prior Transfer DateJul 10, 2017
Prior Transfer Doc0021920710
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateAug 13, 2026
Property Address256 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number2426000183
Book / Page2426 / 183
Instrument DateJul 31, 2026
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJun 17, 2021
Property Address256 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number0023050510
Book / Page2305 / 510
Map ReferenceCAB 13 PG 772
Instrument DateJun 15, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
Tax$118.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address117 ELYTON DR, 117, BIRMINGHAM, AL 35242-1835

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5444 TIVOLI TERRACE DR, MIRAMAR BEACH, FL 32550-7289

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$822,157 (+98.87%) Land $100,000 Building $722,157
2025$3,124.00 (+98.85%)
2023$1,571.00$413,420 Land $75,000 Building $338,420

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Scotch Highlands Loop

Nearby Streets

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