345 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 345 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,424 sqft · built 2004
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$137,500 (Sep 2026)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7582-76-7567`

Property Details

APN / Parcel Number

Primary APN	`7582-76-7567`
Alternative APN	`128060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,424 sqft Heated Area
1st Floor Area	1,247 sqft
Basement Area	1,177 sqft
Finished Basement	1,177 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Exterior Amenities

Porch	Patio
Porch Area	390 sqft
Deck Area	198 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	345 SCOTCH HIGHLANDS LOOP
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 MOUNTAIN CLUB
Legal Subdivision	MOUNTAIN CLUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1090
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1201 20TH ST, 207, MIAMI BEACH, FL 33139-1488
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2026	Warranty Deed, Transfer
Sep 6, 2023	Warranty Deed, Transfer
Aug 15, 2022	Warranty Deed, Transfer
Jul 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Book / Page	2427 / 1308
Prior Transfer Date	Aug 28, 2023
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 1, 2026
Property Address	345 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	2427001308
Book / Page	2427 / 1308
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$27,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1201 20TH ST, 207, MIAMI BEACH, FL 33139-1488

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 11, 2026
Property Address	345 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0024151961
Book / Page	2415 / 1961
Map Reference	CAB 13 SL 772
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16 TURNOUT LN, MOBILE, AL 36608-2319

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 6, 2023
Property Address	345 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023621853
Book / Page	2362 / 1853
Map Reference	CAB 13 SL 722
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 NORTHSIDE PKWY NW APT 312, 312, ATLANTA, GA 30327-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 WOODWARD WAY NW, ATLANTA, GA 30305-4042

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 15, 2022
Property Address	345 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023410190
Book / Page	2341 / 190
Map Reference	CAB 13 SL 772
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4640 PEYTONSVILLE RD, 4640, FRANKLIN, TN 37064-7610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 ARTESIAN SPRINGS DR, FAIRHOPE, AL 36532-8700

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 18, 2022
Property Address	345 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774
Document Number	0023390191
Book / Page	2339 / 191
Map Reference	CAB 13 SL 772
Instrument Date	Jul 18, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 RICHLAND AVE, 301, LAFAYETTE, LA 70508-6612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LYSTRA GRANT CT, CHAPEL HILL, NC 27517-7497

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$794,689 (-) Land $100,000 Building $694,689
2025	$3,019.00 (+100.07%)	$794,689 (+100.1%) Land $100,000 Building $694,689
2023	$1,509.00	$397,150 Land $75,000 Building $322,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Uranium resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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