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215 Scotch Highlands Loop, Sapphire, NC 28774 Property Records

Jackson County property record for 215 Scotch Highlands Loop, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 2000
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (Oct 2020)
Tax Bill$2,657 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7582-76-9508

Property Details

APN / Parcel Number

Primary APN7582-76-9508
Alternative APN
  • 165182

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Heated Area
1st Floor Area1,822 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialLogs
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area396 sqft
Deck Area56 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address215 SCOTCH HIGHLANDS LOOP
CitySAPPHIRE
StateNC
Zip28774-8709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 MOUNTAIN CLUB
Legal SubdivisionMOUNTAIN CLUB AT CASHIER
Legal Lot Number2
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1090
Census Tract950900

Owner

215 Scotch Highlands Loop is owned by two individuals who bought it in October 2020.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address728 WOODWARD RD, CHARLESTON, SC 29407-7151
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Prior SaleDec 19, 2011 · Amount on File
Deed Book / Page2281 / 355
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateOct 26, 2020
Property Address215 SCOTCH HIGHLANDS LOOP, SAPPHIRE, NC 28774-8709
Document Number0022810355
Book / Page2281 / 355
Map ReferenceCAB 10 SL 244
Instrument DateOct 21, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4275 OWENS RD APT 513, 4275, EVANS, GA 30809-3071

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 WOODWARD RD, CHARLESTON, SC 29407-7151

Mortgage

Document Number2281358
DateOct 26, 2020
Instrument2281/358
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 215 Scotch Highlands Loop was $2,657.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$699,387 Land $100,000 Building $599,387
2025$2,657.00
2023$1,388.00$365,470 Land $75,000 Building $290,470

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 215 Scotch Highlands Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Scotch Highlands Loop is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD SAPPHIRE
private · serves 3,873 people · EPA ID NC0150113
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityUranium
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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