Alleghany County property record for 284 River Bend Rd, Sparta, NC 28675 · Last verified July 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1999 |
| Square Footage | 3,044 sqft Living Area |
| Lot Size | 70,132 sqft (1.61 acres) |
| Last Sale | $391,500 (2021) |
| Primary APN | 3080760906 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 3,044 sqft Living Area |
| 1st Floor | 2,036 sqft 1st Floor |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 70,132 sqft (1.61 acres) |
| Deck Area | 120 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 264 sqft Porch |
| View | Water View |
| Cooling System | Central Cooling |
|---|
| Account Number | 80920 |
|---|---|
| Street Address | 284 RIVER BEND RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #6F-8F ALLGHNY MANOR |
| Legal Subdivision | ALLEGHANY MANOR |
| Jurisdiction | ALLEGHANY NC |
| Minor Civil Division | GAP CIVIL |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3080760906
Assessment roll updated January 1, 2023 · Last verified July 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6120 CHATFORD DR, RALEIGH, NC 27612-6252 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2017 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Mar 09, 2005 · Amount on Record |
| Deed Doc Number | 0000418841 |
| Deed Book / Page | 336 / 0450 |
| Prior Transfer Date | May 07, 2010 |
| Prior Transfer Doc | 2010-0003977 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 284 RIVER BEND RD, SPARTA, NC 28675-9647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00386/1242 |
|---|---|
| Date | Aug 08, 2017 |
| Book Page | 386/1242 |
| Instrument | 01416 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, VA 24348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 284 RIVER BEND RD, SPARTA, NC 28675-9647 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000408/549 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 408/549 |
| Instrument | 1136 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
Source: Alleghany County records · Assessment roll updated January 1, 2023 · Last verified July 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $290,500 Land $39,200 Building $251,300 | $290,500 Land $39,200 Building $251,300 |
284 River Bend Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 67th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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