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  5. River Bend Rd

215 River Bend Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 215 River Bend Rd, Sparta, NC 28675 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,172 sqft · built 1997
Lot Size1.31 acres (57,064 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Dec 2019)
Tax Bill$1,594 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3080676268

Property Details

APN / Parcel Number

Primary APN3080676268
Alternative APN
  • 79605

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,172 sqft Living Area
1st Floor Area1,721 sqft
AtticAttic
Attic Area896 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area57,064 sqft (1.31 acres)
Garage Area1,025 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area78 sqft
Shed1 Shed
Shed Area840 sqft
Lean-To240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number79605
Street Address215 RIVER BEND RD
CitySPARTA
StateNC
Zip28675-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#1&2-F ALLGHNY MANOR
Legal SubdivisionALLEGHANY MANOR
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group2
Census Block2010
Census Tract950200

Owner

Source: Alleghany County records · APN 3080676268

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address215 RIVER BEND RD, SPARTA, NC 28675-9647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING AND TRUST COMPANY OF SC
Dec 17, 2019Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Deed Document Number20192689
Deed Book / Page404 / 1059
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address215 RIVER BEND RD, SPARTA, NC 28675-9647
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00389/0996
DateDec 14, 2017
Book Page389/0996
Instrument02421
Lender
NameBRANCH BANKING AND TRUST COMPANY OF SC
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateDec 17, 2019
Property Address215 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number00404/1059
Book / Page404 / 1059
Instrument DateNov 27, 2019
Instrument2689
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 534, JEFFERSON, NC 28640-0534

Mortgage

Document Number00404/1063
DateDec 17, 2019
Book Page404/1063
Instrument2690
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$238,700 (-) Land $31,600 Building $207,100$238,700 (-) Land $31,600 Building $207,100
2025$1,594.00
2023$238,700 Land $31,600 Building $207,100$238,700 Land $31,600 Building $207,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370059502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013, river or lake flooding

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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