2826 Loreto Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 2826 Loreto Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,165 sqft · built 1960
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (May 2015)
Tax Bill	$9,827 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-303-23`

Property Details

APN / Parcel Number

Primary APN	`141-303-23`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,510 sqft (0.149 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2826 LORETO AVE
City	COSTA MESA
State	CA
Zip	92626-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3749 BLK LOT 111
Legal Subdivision	TRACT NO 3749
Legal Tract	3749
Legal Lot Number	111
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2015
Census Tract	63904

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2826 LORETO AVE, COSTA MESA, CA 92626-5813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULL CIRCLE HOME LOANS INC
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULL SERVICE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Mar 10, 2000 · Amount on Record
Deed Document Number	2015276679
Prior Transfer Date	Feb 2, 2001
Prior Transfer Doc	0000077461
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2826 LORETO AVE, COSTA MESA, CA 92626-5813
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2826 LORETO AVE, COSTA MESA, CA 92626-5813

Mortgage

Document Number	0000503557
Date	Aug 10, 2021
Instrument	2021000503557

Lender

Name	FULL CIRCLE HOME LOANS INC
Type	Non-Lending Institution
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2826 LORETO AVE, COSTA MESA, CA 92626-5813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120170
Date	Mar 17, 2020
Instrument	2020000120170

Lender

Name	FULL SERVICE MORTGAGE INC
Type	Mortgage Company
Address	UPLAND, CA 91786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,994 (+2%) Land $709,366 Building $148,628
2025	$9,827.00 (+5.44%) Homeowner's exemption	$841,171 (+4.04%) Land $695,457 Building $145,714
2023	$9,320.00 (+2.94%) Homeowner's exemption	$808,508 Land $668,452 Building $140,056
2022	$9,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks.

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