2814 Loreto Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 2814 Loreto Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,354 sqft · built 1960
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Oct 2016)
Tax Bill	$9,465 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`141-303-20`

Property Details

APN / Parcel Number

Primary APN	`141-303-20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,510 sqft (0.149 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2814 LORETO AVE
City	COSTA MESA
State	CA
Zip	92626-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3749 BLK LOT 108
Legal Subdivision	TRACT NO. 3749
Legal Tract	3749
Legal Lot Number	108
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2015
Census Tract	63904

Owner

2814 Loreto Ave is owned and occupied by two individuals who bought it in October 2016.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 24, 2017	Deed of Trust, Mortgage · VA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2016 · Amount on File
Deed Sale	Oct 18, 2016 · Amount on File
Prior Sale	Nov 14, 2006 · Amount on File
Deed Document Number	2016508974
Prior Transfer Date	Jan 15, 1997
Prior Transfer Doc	0000032301
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813

Mortgage

Document Number	0000036016
Date	Feb 20, 2024
Instrument	2024000036016

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813

Mortgage

Document Number	0000141007
Date	Apr 13, 2022
Instrument	2022000141007

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381081
Date	Aug 4, 2020
Instrument	2020000381081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Document Number	0000483419
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2814 LORETO AVE COSTA MESA CA 926265813, COSTA MESA, CA 92626-5813

Mortgage

Document Number	0000483419
Date	Nov 20, 2019
Instrument	483419

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2814 LORETO AVE, COSTA MESA, CA 92626-5813
Document Number	0000373297
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2814 LORETO AVE COSTA MESA CA 926265813, COSTA MESA, CA 92626-5813

Mortgage

Document Number	0000373297
Date	Sep 1, 2017
Instrument	373297

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2814 Loreto Ave was $9,465 with a veteran's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,735 (+2%) Land $733,447 Building $89,288
2025	$9,465.00 Homeowner's exemption	$806,603 Land $719,065 Building $87,538
2023	$8,971.00 (+2.98%) Homeowner's exemption	$775,283 Land $691,143 Building $84,140
2022	$8,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2814 Loreto Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2814 Loreto Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks.

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