2807 Loreto Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 2807 Loreto Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1961
Lot Size	0.149 acres (6,510 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Jan 2017)
Tax Bill	$11,674 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`141-332-21`

Property Details

APN / Parcel Number

Primary APN	`141-332-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,269 sqft Living Area

Exterior

Year Built	Built 1961
Lot Area	6,510 sqft (0.149 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2807 LORETO AVE
City	COSTA MESA
State	CA
Zip	92626-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3853 BLK LOT 76
Legal Tract	3853
Legal Lot Number	76
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2018
Census Tract	63904

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
May 18, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Aug 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Jan 23, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 23, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 23, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 23, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	0000030255
Last Transfer Date	Aug 6, 2019
Transfer Doc	0000285700
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812

Mortgage

Document Number	0000296146
Date	Oct 28, 2025
Instrument	2025000296146

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812

Mortgage

Document Number	0000185423
Date	May 18, 2022
Instrument	2022000185423

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812

Mortgage

Document Number	0000123499
Date	Mar 30, 2022
Instrument	2022000123499

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 6, 2019
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Document Number	0000285700
Map Reference	MB 134 PG 7-11
Instrument Date	Jun 28, 2019
Instrument	2019000285700
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812

Mortgage

Document Number	0000285701
Date	Aug 6, 2019
Instrument	2019000285701

Lender

Name	FREMONT BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2017
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Document Number	0000030252
Instrument Date	Jan 6, 2017
Instrument	30252
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2807 LORETO AVE COSTA MESA CA 926265812, COSTA MESA, CA 92626-5812

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2017
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Document Number	0000030253
Instrument Date	Jan 6, 2017
Instrument	30253
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2807 LORETO AVE COSTA MESA CA 926265812, COSTA MESA, CA 92626-5812

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2017
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Document Number	0000030254
Instrument Date	Dec 28, 2016
Instrument	30254
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4521 CALEDONIA WAY LOS ANGELES CA 900654956, LOS ANGELES, CA 90065-4956

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 23, 2017
Property Address	2807 LORETO AVE, COSTA MESA, CA 92626-5812
Document Number	0000030255
Instrument Date	Dec 22, 2016
Instrument	30255
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2807 LORETO AVE COSTA MESA CA 926265812, COSTA MESA, CA 92626-5812

Mortgage

Document Number	30256,
Date	Jan 23, 2017
Instrument	30256

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,674.00 (+30.22%)	$1,010,478 (+31.63%) Land $715,968 Building $294,510
2023	$8,965.00 (+2.96%)	$767,682 Land $688,167 Building $79,515
2022	$8,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks.

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