2822 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2822 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1957
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-31-154-007`

Property Details

APN / Parcel Number

Primary APN	`18-08-31-154-007`
Alternative APN	`08-31-154-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	55 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	180831154007
Street Address	2822 E CARDINAL DR
City	DECATUR
State	IL
Zip	62526-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RESVY OF LOTS 1-191 LARKDALE ADDN LOT 101 120X55
Legal Range	03E
Legal Township	17N
Legal Section	31
Legal Subdivision	LARKDALE ADDN
Legal Lot Number	1-101
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	1
Census Block	1019
Census Tract	2200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2822 E CARDINAL DR, DECATUR, IL 62526-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2822 E CARDINAL DR, DECATUR, IL 62526-2207
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4849/892
Date	Sep 15, 2021
Book Page	4849/892
Instrument	1985371

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 14, 2044

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2822 E CARDINAL DR, DECATUR, IL 62526-2207
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4684/650
Date	Jul 9, 2019
Book Page	4684/650
Instrument	1948037

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,557.00	$27,193 Land $4,812 Building $22,381	$81,587 Land $14,437 Building $67,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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