2813 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2813 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1959
Lot Size	0.149 acres (6,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,000 (Sep 2022)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-31-158-004`

Property Details

APN / Parcel Number

Primary APN	`18-08-31-158-004`
Alternative APN	`08-31-158-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	54 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	180831158004
Street Address	2813 E CARDINAL DR
City	DECATUR
State	IL
Zip	62526-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RESVY OF LOTS 1-191 LARKDALE ADDN LOT 4 04BK3477/239 120X54 95BK2597/263 42,500 01BK3129/433 11/01 40,000
Legal Range	3E
Legal Township	17N
Legal Section	1
Legal Subdivision	LARKDALE ADDN
Legal Lot Number	1-4
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2022	Special Warranty Deed, Transfer · Line of Credit BUENA VISTA NATIONAL BANK
Apr 1, 2022	Sheriff's Deed, Foreclosure
Nov 4, 2013	Trustee's Deed, Foreclosure · FHA Mortgage STATE BANK OF LINCOLN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	20222002409
Deed Book / Page	4919 / 183
Prior Transfer Date	Mar 24, 2022
Prior Transfer Doc	004886/675
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 12, 2023
Property Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004955/186
Book / Page	4955 / 186
Map Reference	BK 300 PG 253
Instrument Date	Jun 6, 2023
Instrument	2011777
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206

Mortgage

Document Number	0002011778
Date	Jun 12, 2023
Instrument	2011778

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.13%

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 28, 2022
Property Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004919/183
Book / Page	4919 / 183
Map Reference	BK 300 PG 253
Instrument Date	Sep 7, 2022
Instrument	2002409
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Tax	$46.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9911 PARK RD, DECATUR, IL 62526-8436

Mortgage

Document Number	0002002410
Date	Sep 28, 2022
Instrument	2002410

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jun 13, 2023

Interest

Rate Type	Fixed Rate

April 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACON IL
Recording Date	Apr 1, 2022
Property Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004886/675
Book / Page	4886 / 675
Map Reference	BK 300 PG 253
Instrument Date	Mar 24, 2022
Instrument	1994385
Transaction Type	Foreclosure
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

November 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON IL
Recording Date	Nov 4, 2013
Property Address	2813 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004339/354
Book / Page	4339 / 354
Map Reference	MB300 PG253
Instrument Date	Nov 1, 2013
Instrument	1863952
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	DECATUR TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0001863953
Date	Nov 4, 2013
Instrument	1863953

Lender

Name	STATE BANK OF LINCOLN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00 (+68.44%)	$24,750 (+28.09%) Land $4,812 Building $19,938	$74,257 (+28.08%) Land $14,437 Building $59,820
2022	$1,413.00 Homeowner's exemption	$19,323 Land $3,757 Building $15,566	$57,975 Land $11,272 Building $46,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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