2817 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2817 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,369 sqft · built 1959
Lot Size	0.149 acres (6,480 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Apr 2022)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-31-158-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-31-158-005`
Alternative APN	`08-31-158-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	54 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	384 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	180831158005
Street Address	2817 E CARDINAL DR
City	DECATUR
State	IL
Zip	62526-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RESVY OF LOTS 1-191 LARKDALE ADDN LOT 5 120X54
Legal Range	03E
Legal Township	17N
Legal Section	31
Legal Subdivision	LARKDALE ADDN
Legal Lot Number	1-5
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

2817 E Cardinal Dr is owned and occupied by an individual who bought it in April 2022.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2817 E CARDINAL DR, DECATUR, IL 62526-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · FHA Mortgage BUSEY BANK
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Dec 10, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Deed Document Number	20221995355
Deed Book / Page	4890 / 859
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Apr 25, 2022
Property Address	2817 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004890/859
Book / Page	4890 / 859
Map Reference	BK 300 PG 253
Instrument Date	Apr 20, 2022
Instrument	1995355
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19953564890861
Date	Apr 25, 2022
Instrument	19953564890861

Lender

Name	BUSEY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.13%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2817 E CARDINAL DR, DECATUR, IL 62526-2206
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004872/358
Date	Jan 4, 2022
Book Page	4872/358
Instrument	1990931

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Dec 10, 2019
Property Address	2817 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	4713/954
Book / Page	4713 / 954
Map Reference	PB 300 PG 253
Instrument Date	Nov 29, 2019
Instrument	1955036
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 E CARDINAL DR, DECATUR, IL 62526-2206

Tax Assessment & Valuation

The 2025 property tax bill for 2817 E Cardinal Dr was $2,215 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00	$29,032 Land $4,812 Building $24,220	$87,104 Land $14,437 Building $72,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2817 E Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2817 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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