2818 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2818 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,131 sqft · built 1957
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Tax Bill$1,780 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-08-31-154-006

Property Details

APN / Parcel Number

Primary APN18-08-31-154-006
Alternative APN
  • 08-31-154-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions55 ft deep x 120 ft wide
Garage TypeDetached
Garage Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number180831154006
Street Address2818 E CARDINAL DR
CityDECATUR
StateIL
Zip62526-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionRESVY OF LOTS 1-191 LARKDALE ADDN LOT 102 120X55
Legal Range03E
Legal Township17N
Legal Section31
Legal SubdivisionLARKDALE ADDN
Legal Lot Number1-102
JurisdictionMACON IL
Township / Civil DivisionWHITMORE
Census Block Group1
Census Block1019
Census Tract2200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2818 E CARDINAL DR, DECATUR, IL 62526-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address2818 E CARDINAL DR, DECATUR, IL 62526-2207
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004959/557
DateJun 27, 2023
Book Page4959/557
Instrument2012610
Lender
NamePNC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 25, 2063

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionWhitmore Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,780.00$29,508 Land $4,812 Building $24,696$88,532 Land $14,437 Building $74,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

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