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2821 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2821 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1959
Lot Size0.149 acres (6,489 sqft)
OwnerCompany Name on File
Last Sale$86,000 (Jan 2022)
Tax Bill$2,231 (2025)
Deeds & MortgagesAug 2026 Transfer
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-08-31-158-006

Property Details

APN / Parcel Number

Primary APN18-08-31-158-006
Alternative APN
  • 08-31-158-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood
Construction TypeFrame
Lot Area6,489 sqft (0.149 acres)
Lot Dimensions54 ft deep x 120 ft wide
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number180831158006
Street Address2821 E CARDINAL DR
CityDECATUR
StateIL
Zip62526-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionRESVY OF LOTS 1-191 LARKDALE ADDN LOT 6 120X54
Legal Range03E
Legal Township17N
Legal Section31
Legal SubdivisionLARKDALE ADDN
Legal Lot Number1-6
JurisdictionMACON IL
Township / Civil DivisionWHITMORE
Census Block Group1
Census Block1004
Census Tract2200

Owner

2821 E Cardinal Dr is owned by a company that acquired it in August 2026.

Source: Macon County records, as of September 11, 2026

Owner of RecordCompany Name on File
Mailing Address507 ELM ST, MT ZION, IL 62549-1316
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 10, 2022Deed, Transfer · Conventional Mortgage
SCOTT STATE BANK
May 20, 2021Warranty Deed, Transfer
Jan 25, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on File
Deed SaleJan 10, 2022 · Amount on File
Prior SaleMay 20, 2021 · Amount on File
Deed Document Number20221991183
Deed Book / Page4873 / 512
Last Transfer DateAug 7, 2026
Transfer Doc0000009662
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACON IL
Recording DateAug 14, 2026
Property Address2821 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number0000009662
Instrument DateAug 7, 2026
Instrument20269662
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address507 ELM ST, MT ZION, IL 62549-1316

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMACON IL
Recording DateJan 10, 2022
Property Address2821 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number004873/512
Book / Page4873 / 512
Map ReferencePB 300 PG 253
Instrument DateJan 6, 2022
Instrument1991183
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19911844873514
DateJan 10, 2022
Instrument19911844873514
Lender
NameSCOTT STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate4.75%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMay 20, 2021
Property Address2821 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number4823/61
Book / Page4823 / 61
Map ReferencePB 300 PG 253
Instrument DateApr 30, 2021
Instrument1978870
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

AmountAmount on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 S FRANKLIN ST, DECATUR, IL 62523-1314
InvestorPossibly a Property Investor

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionMACON IL
Recording DateJan 25, 2021
Property Address2821 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number4798/4
Book / Page4798 / 4
Map ReferencePB 300 PG 253
Instrument DateOct 28, 2020
Instrument1973550
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2821 E Cardinal Dr was $2,231.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionWhitmore Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,231.00$23,201 Land $4,812 Building $18,389$69,610 Land $14,437 Building $55,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2821 E Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2821 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

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