San Diego County property record for 2820 Todd St, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,961 sqft · built 1961 |
| Lot Size | 0.216 acres (9,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $125 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-205-06-00 |
| Primary APN | 146-205-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 9,400 sqft (0.216 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1462310600 |
|---|---|
| Street Address | 2820 TODD ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TR 004447 |
| Legal Subdivision | MISSION PACIFIC |
| Legal Tract | 004447 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-205-06-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 TODD ST, OCEANSIDE, CA 92054-3718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 30, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Jan 23, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2011 |
| Transfer Doc | 0000549411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2820 TODD ST, OCEANSIDE, CA 92054-3718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000036169 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018-0036169 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2820 TODD ST, OCEANSIDE, CA 92054-3718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000035224 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-0035224 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2820 TODD ST, OCEANSIDE, CA 92054-3718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 2820 TODD ST, OCEANSIDE, CA 92054-3718 |
| Document Number | 0000841750 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0841750 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $185,480 (+2%) Land $42,263 Building $143,217 | |
| 2025 | $125.00 (-93.43%) | $181,844 (+4.04%) Land $41,435 Building $140,409 |
| 2023 | $1,904.00 (+1.66%) Homeowner's exemption | $174,784 Land $39,827 Building $134,957 |
| 2022 | $1,873.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 53 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force 42 of 53 on primary residences |
| Nearby Flood Claims | 8 (1978–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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