2812 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2812 Todd St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1961
Square Footage1,186 sqft Living Area
Lot Size16,400 sqft (0.377 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2009)
Tax Bill$3,435.00 (2025)

Property Details

APN / Parcel Number

Primary APN146-205-04-00
Alternative APN
  • 1462310400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,186 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area16,400 sqft (0.377 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number1462310400
Street Address2812 TODD ST
CityOCEANSIDE
StateCA
Zip92054-3718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 TR 004447
Legal SubdivisionMISSION PACIFIC
Legal Tract004447
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1010
Census Tract18510

Owner

Source: San Diego County records · APN 146-205-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2812 TODD ST, OCEANSIDE, CA 92054-3718
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS FIRST FCU
Jul 02, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 21, 2018Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM)
FIREFIGHTERS FIRST CU
Apr 04, 2017Quit Claim Deed, Transfer · Conventional Mortgage
FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2009 · Amount on Record
Deed SaleJul 15, 2009 · Amount on Record
Prior SaleFeb 26, 2009 · Amount on Record
Deed Doc Number2009386793
Last Transfer DateMay 15, 2020
Transfer Doc0000350923
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2812 TODD ST, OCEANSIDE, CA 92054-3718
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 TODD ST, OCEANSIDE, CA 92054-3718

Mortgage

Document Number0000030111
DateJan 20, 2022
Instrument2022-0030111
Lender
NameFIREFIGHTERS FIRST FCU
TypeCredit Union
AddressPASADENA, CA 91105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 02, 2020
Property Address2812 TODD ST, OCEANSIDE, CA 92054-3718
Document Number0000350923
Map ReferenceMAP 4447
Instrument DateMay 15, 2020
Instrument2020-0350923
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2812 TODD ST, OCEANSIDE, CA 92054-3718

Mortgage

Document Number0000350924
DateJul 02, 2020
Instrument2020-0350924
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2050

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2018
Property Address2812 TODD ST, OCEANSIDE, CA 92054-3718
Document Number0000483632
Map ReferenceMAP 4447
Instrument DateNov 09, 2018
Instrument2018-0483632
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE COMP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 TODD ST, OCEANSIDE, CA 92054-3718

Mortgage

Document Number0000483633
DateNov 21, 2018
Instrument2018-0483633
Lender
NameFIREFIGHTERS FIRST CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.87%
Index1-Year CMT
Max Rate8.87%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 04, 2017
Property Address2812 TODD ST, OCEANSIDE, CA 92054-3718
Document Number0000150487
Instrument DateMar 24, 2017
Instrument150487
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2812 TODD ST OCEANSIDE CA 920543718, OCEANSIDE, CA 92054-3718

Mortgage

Document Number150488
DateApr 04, 2017
Instrument150488
Lender
NameFIREFIGHTERS FIRST CU
TypeCredit Union
AddressLOS ANGELES, CA 90041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$315,973 (+2%) Land $236,984 Building $78,989
2025$3,435.00 (+5.27%) Homeowner's exemption$309,779 (+4.04%) Land $232,338 Building $77,441
2023$3,263.00 (+1.59%) Homeowner's exemption$297,752 Land $223,317 Building $74,435
2022$3,212.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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