2828 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2828 Todd St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,461 sqft · built 1961
Lot Size	0.197 acres (8,600 sqft)
Owner	Company Name on Record
Last Sale	$257,000 (Apr 2009)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146-205-08-00`

Property Details

APN / Parcel Number

Primary APN	`146-205-08-00`
Alternative APN	`1462310800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,461 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	8,600 sqft (0.197 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1462310800
Street Address	2828 TODD ST
City	OCEANSIDE
State	CA
Zip	92054-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 8 TR 004447
Legal Subdivision	MISSION PACIFIC
Legal Tract	004447
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2828 TODD ST, OCEANSIDE, CA 92054-3718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2009 · Amount on Record
Deed Sale	Apr 7, 2009 · Amount on Record
Prior Sale	Aug 24, 1998 · Amount on Record
Deed Document Number	2009176152
Last Transfer Date	Apr 12, 2019
Transfer Doc	0000183060
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 TODD ST, OCEANSIDE, CA 92054-3718
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 TODD ST, OCEANSIDE, CA 92054-3718

Mortgage

Document Number	0000164063
Date	Mar 3, 2021
Instrument	2021-0164063

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 TODD ST, OCEANSIDE, CA 92054-3718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300132
Date	Jul 24, 2018
Instrument	2018-0300132

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2828 TODD ST, OCEANSIDE, CA 92054-3718
Document Number	0000332162
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2828 TODD ST OCEANSIDE CA 920543718, OCEANSIDE, CA 92054-3718

Mortgage

Document Number	0000332162
Date	Aug 8, 2019
Instrument	332162

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2019
Property Address	2828 TODD ST, OCEANSIDE, CA 92054-3718
Document Number	0000183060
Instrument Date	Apr 12, 2019
Instrument	183060
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2828 TODD ST OCEANSIDE CA 920543718, OCEANSIDE, CA 92054-3718

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$337,553 (+2%) Land $197,019 Building $140,534
2025	$3,672.00 (+5.28%) Homeowner's exemption	$330,935 (+4.04%) Land $193,156 Building $137,779
2023	$3,488.00 (+1.57%) Homeowner's exemption	$318,086 Land $185,656 Building $132,430
2022	$3,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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