2814 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2814 Todd St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1961
Lot Size0.225 acres (9,800 sqft)
OwnerCompany Name on Record
Tax Bill$1,285 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN146-205-05-00

Property Details

APN / Parcel Number

Primary APN146-205-05-00
Alternative APN
  • 1462310500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,344 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area9,800 sqft (0.225 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1462310500
Street Address2814 TODD ST
CityOCEANSIDE
StateCA
Zip92054-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 5 TR 004447
Legal SubdivisionMISSION PACIFIC
Legal Tract004447
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1010
Census Tract18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2814 TODD ST, OCEANSIDE, CA 92054-3718
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 20, 2013
Transfer Doc0000202689
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2814 TODD ST, OCEANSIDE, CA 92054-3718
Transaction TypeMortgage
Record UpdatedApr 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 TODD ST, OCEANSIDE, CA 92054-3718

Mortgage

Document Number0000137279
DateMar 29, 2022
Instrument2022-0137279
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$119,647 (+2%) Land $49,617 Building $70,030
2025$1,285.00 (+5.5%) Homeowner's exemption$117,302 (+4.04%) Land $48,645 Building $68,657
2023$1,218.00 (+1.67%) Homeowner's exemption$112,749 Land $46,757 Building $65,992
2022$1,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (1978–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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