San Diego County property record for 2815 Todd St, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,461 sqft · built 1961 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $379,000 (Feb 2004) |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-204-03-00 |
| Primary APN | 146-204-03-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 11,900 sqft (0.273 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1462320300 |
|---|---|
| Street Address | 2815 TODD ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 TR 004447 |
| Legal Subdivision | MISSION PACIFIC |
| Legal Tract | 004447 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-204-03-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2815 TODD ST, OCEANSIDE, CA 92054-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Dec 27, 2021 | Intrafamily Transfer, Transfer |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2004 · Amount on Record |
| Deed Sale | Feb 27, 2004 · Amount on Record |
| Prior Sale | Jun 21, 1996 · Amount on Record |
| Deed Document Number | 2004160021 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0000866203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2815 TODD ST, OCEANSIDE, CA 92054-3737 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000275084 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017-0275084 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 27, 2021 |
| Property Address | 2815 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000866203 |
| Map Reference | MAP 4447 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-0866203 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2815 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2815 TODD ST, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000615331 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2815 TODD ST OCEANSIDE CA 920543737, OCEANSIDE, CA 92054-3737 |
| Document Number | 0000615331 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 615331 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $181,275 (+2%) Land $84,706 Building $96,569 | |
| 2025 | $1,960.00 (+5.38%) Homeowner's exemption | $177,722 (+4.04%) Land $83,046 Building $94,676 |
| 2023 | $1,860.00 (+1.64%) Homeowner's exemption | $170,822 Land $79,822 Building $91,000 |
| 2022 | $1,830.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 53 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (1978–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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