2818 E Waterman Ct, Gilbert, AZ 85297 Property Records

Maricopa County property record for 2818 E Waterman Ct, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details7 ba · 5,542 sqft · built 2006
Lot Size0.435 acres (18,970 sqft)
OwnerIndividual Name on Record
Last Sale$1,420,000 (Dec 2019)
Tax Bill$8,708 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2019 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APN304-52-109

Property Details

APN / Parcel Number

Primary APN304-52-109

Interior

Full Baths7 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area5,542 sqft Living Area
1st Floor Area4,309 sqft
2nd Floor Area1,233 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area18,970 sqft (0.435 acres)
Parking Spaces3 Parking Spaces
Pool Area800 sqft
Patio Area831 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2818 E WATERMAN CT
CityGILBERT
StateAZ
Zip85297-7611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionWHITEWING AT HIGLEY MCR 548-19
Legal Range06E
Legal Township02S
Legal Section03
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionWHITEWING AT HIGLEY
Legal Lot Number43
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2002
Census Tract815401

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPTIONWIDE FINANCIAL CORP
Dec 12, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 12, 2019Warranty Deed, Transfer · Conventional Mortgage
EQUITABLE HOME MORTGAGE INC
Aug 24, 2018Loan Modification, Mortgage · Conventional Mortgage
DESERT SCHOOLS FCU
Sep 6, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
DESERT SCHOOLS FCU
Oct 20, 2017Deed of Trust, Mortgage · Line of Credit
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Prior SaleDec 12, 2019 · Amount on Record
Deed Document Number20191005367
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611

Mortgage

Document Number0001229145
DateNov 17, 2021
Instrument20211229145
Lender
NameOPTIONWIDE FINANCIAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateDec 12, 2019
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0001005368
Instrument DateDec 4, 2019
Instrument1005368
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2818 E WATERMAN CT GILBERT AZ 852977611, GILBERT, AZ 85297-7611

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 12, 2019
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0001005367
Map ReferenceDOC 2001-0041240
Instrument DateJun 14, 2019
Instrument20191005367
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 ENTERPRISE, 65, ALISO VIEJO, CA 92656-2705

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611

Mortgage

Document Number0001005369
DateDec 12, 2019
Instrument20191005369
Lender
NameEQUITABLE HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate12.2%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0000672460
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property

Mortgage

Document Number0000672460
DateSep 6, 2018
Instrument672460
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateSep 6, 2018
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0000672461
Map ReferenceDOC01-041240
Instrument DateJul 17, 2018
Instrument20180672461
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611

Mortgage

Document Number0000672463
DateSep 6, 2018
Instrument20180672463
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2818 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0000790248
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2818 E WATERMAN CT GILBERT AZ 852977611, GILBERT, AZ 85297-7611

Mortgage

Document Number0000790248
DateOct 25, 2017
Instrument790248
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 24, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,720 (+3.54%)$1,787,200 (+3.54%) Land $357,400 Building $1,429,800
2025$8,708.00 (-5.45%)
2024$172,610 (+16.94%)$1,726,100 (+16.94%) Land $345,200 Building $1,380,900
2023$9,210.00 (+4.32%)$147,600 Land $29,520 Building $118,080$1,476,000 Land $295,200 Building $1,180,800
2022$8,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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