1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Arrowhead Cir

28178 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28178 Arrowhead Cir, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,980 sqft · built 2014
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (May 2025)
Tax Bill$4,266 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN40-23-35-304-010

Property Details

APN / Parcel Number

Primary APN40-23-35-304-010
Alternative APNs
  • 0071355-009200-8
  • 10004625318

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
Gross Area2,686 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2014
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area286 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625318
Old Parcel Number00713550092008
Street Address28178 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAL 000 0000 0071 CALUSA CREEK LT71 3329/1957 3877/1889 3932/2120 4393/1490 3524158
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number71
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records · APN 40-23-35-304-010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THIRD FSLA OF CLEVELAND
Mar 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 02, 2019Warranty Deed, Transfer · Conventional with PMI
TIAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2025 · Amount on Record
Deed SaleMay 07, 2025 · Amount on Record
Prior SaleJan 02, 2019 · Amount on Record
Deed Document Number3524158
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 7 ARROWHEAD CIR, PUNTA GORDA, FL 33982

Mortgage

Document Number0003314894
DateSep 14, 2023
Instrument3314894
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 06, 2033

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Transaction TypeMortgage
Record UpdatedApr 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0003238496
DateMar 22, 2023
Instrument3238496
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Transaction TypeMortgage
Record UpdatedJun 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047770382
DateJun 01, 2021
Book Page4777/382
Instrument2952708
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 02, 2019
Property Address28178 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0043931490
Book / Page004393 / 001490
Instrument DateDec 19, 2018
Instrument2673312
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28178 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number43931492
DateJan 02, 2019
Book Page004393/001492
Instrument2673313
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,266.00 (-14.01%)$264,737 (+21%)$334,193 (+3.84%) Land $36,400 Building $297,793
2023$4,961.00 (+17.7%)$218,791 (-22.74%)$321,827 (+13.65%) Land $33,400 Building $288,427
2022$4,215.00$283,183 Land $22,440 Building $260,743$283,183 Land $22,440 Building $260,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured (30 under condo master policies)
33 of 39 individual policies on primary residences
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 4 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Arrowhead Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures