28160 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28160 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 2017
Lot Size0.172 acres (7,510 sqft)
OwnerIndividual Name on Record
Last Sale$414,900 (Jan 2023)
Tax Bill$4,274 (2025)
Deeds & MortgagesJan 2023 Sale
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN40-23-35-304-013

Property Details

APN / Parcel Number

Primary APN40-23-35-304-013
Alternative APNs
  • 0071355-002300-8
  • 10004625321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,607 sqft Living Area
Gross Area2,556 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2017
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,510 sqft (0.172 acres)
Garage Area409 sqft
DrivewayDriveway
Driveway Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area219 sqft
PorchPorch
Porch Area540 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625321
Old Parcel Number00713550023008
Street Address28160 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0002 CALUSA CREEK LT 2 3329/1957 4093/404 4187/209 4501/1897 5011/939 3198475
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Warranty Deed, Transfer
ESQUIRE LAND TITLE INC
Jun 30, 2022Warranty Deed, Transfer
SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Nov 5, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Apr 13, 2017Grant Deed, Subdivision Related Transfer
STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2023 · Amount on Record
Deed SaleJan 5, 2023 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Document Number3198475
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 5, 2023
Property Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0003198475
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateJan 5, 2023
Instrument3198475
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyESQUIRE LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$2,904.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1055 SHISEBOGAMA DR, MINOCQUA, WI 54548-9636

Transferred To (Grantee/Buyer)

NameVerified Name
Address8320 RIVERSIDE DR # 409, 409, PUNTA GORDA, FL 33982-1441

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 30, 2022
Property Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0050110939
Book / Page5011 / 939
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateJun 30, 2022
Instrument3122619
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
Tax$2,828.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25234 KEYGRASS CT, 25234, PUNTA GORDA, FL 33955-6227

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 SHISEBOGAMA DR, MINOCQUA, WI 54548-9636

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 5, 2019
Property Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0045011897
Book / Page4501 / 1897
Map ReferenceMB 20 PG 3
Instrument DateNov 5, 2019
Instrument2757862
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28160 ARROWHEAD CIR, 28160, PUNTA GORDA, FL 33982-4807

Transferred To (Grantee/Buyer)

NameVerified Name
Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0045011898
DateNov 5, 2019
Instrument4501/1898
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

April 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateApr 13, 2017
Property Address28160 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0041870209
Book / Page004187 / 000209
Instrument DateMar 28, 2017
Instrument2514942
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 14, 2020
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount Recorded
Tax$1,306.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28160 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,274.00 (-27.71%) Homeowner's exemption$323,359 (-4.87%)$350,476 (+17.87%) Land $36,400 Building $314,076
2023$5,912.00 (+44.94%)$339,901 (+29.84%)$297,340 (+13.58%) Land $33,400 Building $263,940
2022$4,079.00$261,794 Land $22,440 Building $239,354$261,794 Land $22,440 Building $239,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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