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28172 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28172 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 2014
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2021)
Tax Bill$3,444 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN402335304011

Property Details

APN / Parcel Number

Primary APN402335304011
Alternative APNs
  • 00713550093008
  • 10004625319

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,614 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area36 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550093008
Street Address28172 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT72 3329/1957 3846/1188 3907/897 4019/2179 4526/1182 DC4545/2090-CJK AFF4545/2092 AFF4545/2094 4545/2096 DC4741/2041-DML AFF4741/2043 4832/2037 UNREC DC-TJDII
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Lot Number72
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28172 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 2, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jan 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleOct 16, 2015 · Amount on Record
Deed Document Number20212992020
Deed Book / Page4832 / 2037
Prior Transfer DateApr 6, 2021
Prior Transfer Doc0047412043
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 1, 2021
Property Address28172 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0048322037
Book / Page4832 / 2037
Map ReferenceMB 20 PG 3A
Instrument DateAug 31, 2021
Instrument2992020
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28172 ARROWHEAD CIR, 28172, PUNTA GORDA, FL 33982-4807

Transferred To (Grantee/Buyer)

NameVerified Name
Address28172 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number48322039
DateSep 1, 2021
Instrument4832/2039
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMar 2, 2020
Property Address28172 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0045452096
Book / Page004545 / 002096
Instrument DateMar 2, 2020
Instrument2791412
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28172 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJan 10, 2020
Property Address28172 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0045261182
Book / Page004526 / 001182
Instrument DateJan 9, 2020
Instrument2776728
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28172 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00 (-34.51%) Homeowner's exemption Widower's exemption$273,301 (-0.76%) Land $30,940 Building $242,361$273,301 (-3.26%) Land $30,940 Building $242,361
2024$5,259.00 (+1.12%)
2023$5,201.00 (+16.04%)$275,394 (+1%)$282,523 (+12.85%) Land $33,400 Building $249,123
2022$4,482.00$250,358 Land $22,440 Building $227,918$250,358 Land $22,440 Building $227,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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