Charlotte County property record for 28179 Arrowhead Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2017 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Jul 2022) |
| Tax Bill | $4,848 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402335302028 |
| Primary APN | 402335302028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,978 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 164 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00713550095008 |
|---|---|
| Street Address | 28179 ARROWHEAD CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CALUSA CREEK LT74 3329/1957 4168/830 4229/135 4996/1625 CD5012/1724 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | CALUSA CREEK |
| Legal Tract | CAL |
| Legal Lot Number | 74 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 10200 |
Source: Charlotte County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 53 VALLEY CREEK RD NW, NW ,CALGARY, AL |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Aug 14, 2017 | Grant Deed, Subdivision Related Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 20223123623 |
| Deed Book / Page | 5012 / 1724 |
| Prior Transfer Date | Jun 3, 2022 |
| Prior Transfer Doc | 0003123623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 28179 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4811 |
| Document Number | 0049961625 |
| Book / Page | 4996 / 1625 |
| Map Reference | MB 20 PG 3&3A-3K |
| Instrument Date | Jun 3, 2022 |
| Instrument | 3111555 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | NOT AVAILABLE, OAK & INK LAND AND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28179 ARROWHEAD CIR, 28179, PUNTA GORDA, FL 33982-4811 |
| Name | Verified Name |
|---|---|
| Address | 53 VALLEY CREEK ROAD NW CALGARY, CANADA XX |
| Document Number | 0049961630 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 4996/1630 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 28179 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4811 |
| Document Number | 0042720506 |
| Book / Page | 004272 / 000506 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28179 ARROWHEAD CIR PUNTA GORDA FL 339824811, PUNTA GORDA, FL 33982-4811 |
| Document Number | 0042720506 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 004272/000506 |
| Instrument | 2578865 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 10, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 28179 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4811 |
| Document Number | 0042290135 |
| Book / Page | 004229 / 000135 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 2545421 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28719 ARROWHEAD CIR PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 (-22.1%) | $361,369 (-14.64%) Land $30,941 Building $330,428 | $361,369 (-2.86%) Land $30,941 Building $330,428 |
| 2024 | $6,223.00 (-5.74%) | ||
| 2023 | $6,602.00 (+81.37%) Homeowner's exemption | $423,326 (+78.49%) | $372,006 (+12.47%) Land $33,401 Building $338,605 |
| 2022 | $3,640.00 Homeowner's exemption | $237,165 | $330,747 Land $22,441 Building $308,306 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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