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28184 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28184 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,978 sqft · built 2016
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jul 2024)
Tax Bill$4,713 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-35-304-009

Property Details

APN / Parcel Number

Primary APN40-23-35-304-009
Alternative APNs
  • 0071355-009100-8
  • 10004625317

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,978 sqft Living Area
Gross Area2,569 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2016
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area171 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625317
Old Parcel Number00713550091008
Street Address28184 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0070 CALUSA CREEK LT70 3329/1957 3992/478 4099/1570 3430885
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number70
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address28184 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2024 · Amount on Record
Deed SaleJul 23, 2024 · Amount on Record
Prior SaleJul 6, 2016 · Amount on Record
Deed Document Number3430885
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28184 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0042050516
Book / Page004205 / 000516
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedJul 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address28184 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0042050516
DateJun 2, 2017
Book Page004205/000516
Instrument2528316
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,713.00 (+83.6%)$312,432 (+86%)$338,982 (+3.84%) Land $36,400 Building $302,582
2023$2,567.00 (-10.37%) Homeowner's exemption$167,975 (-10.82%)$326,444 (+13.55%) Land $33,400 Building $293,044
2022$2,864.00 Homeowner's exemption$188,360$287,481 Land $22,440 Building $265,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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