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2815 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2815 Madison Ave, Covington, KY 41015

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,868 sqft
Lot Size0.442 acres (19,274 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Mar 2025)
Tax Bill$2,186 (2025)
Deeds & MortgagesFeb 2022 Sale
Feb 2021 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN055-24-07-007.00

Property Details

APN / Parcel Number

Primary APN055-24-07-007.00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,868 sqft Finished Area
Gross Area2,006 sqft

Exterior

Architectural StyleDuplex Single
Exterior MaterialCombination
Roof MaterialMetal
Lot Area19,274 sqft (0.442 acres)
Lot Dimensions115 ft deep x 167 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2815 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1130
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionROGERS LOTS 17 THRU 21 167.6'X 115' IRREG
Legal SubdivisionROGERS M
Legal Lot Number17-21
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract61400

Owner

Source: Kenton County records · APN 055-24-07-007.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address501 RIPPLE CREEK DR, ELSMERE, KY 41018-2695
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2022Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Feb 01, 2021Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Jul 02, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jan 28, 2019Warranty Deed, Transfer
STEWART TITLE
Nov 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 08, 2018Trustee's Deed, Transfer
ANN MILBURN
Jul 19, 2017Quit Claim Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Prior SaleApr 25, 2023 · Amount on Record
Deed Document Number202528
Deed Book / Page335 / 528
Prior Transfer DateFeb 28, 2017
Prior Transfer Doc0005900028
Record UpdatedJun 08, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateFeb 21, 2022
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0005900083
Book / Page149 / 353
Map ReferencePL 292
Instrument DateFeb 18, 2022
Instrument22022105900083
Transaction TypeTransfer
Record UpdatedMar 04, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$65.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1870 RIO VISTA DR, 1870, PARIS, KY 40361-1235

Transferred To (Grantee/Buyer)

NameVerified Name
Address12075 JOCKEY CLUB DR, UNION, KY 41091-7599

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateFeb 01, 2021
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0005900175
Book / Page69 / 161
Map ReferencePL 292
Instrument DateJan 27, 2021
Instrument21020105900175
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$65.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2434 MADISON AVE, 2434, COVINGTON, KY 41014-1666

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12075 JOCKEY CLUB DR, UNION, KY 41091-7599

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJul 02, 2020
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0000000168
Book / Page000029 / 000683
Instrument DateJun 30, 2020
Instrument168
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2434 MADISON AVE COVINGTON KY 410141666, COVINGTON, KY 41014-1666

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 28, 2019
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0000000035
Book / Page0C6589 / 000224
Instrument DateJan 25, 2019
Instrument35
Transaction TypeTransfer
Record UpdatedFeb 08, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$12.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2718 INDIANA AVE COVINGTON KY 410151027, COVINGTON, KY 41015-1027

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 28, 2018
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0000000144
Book / Page0C6553 / 000107
Instrument DateNov 27, 2018
Instrument144
Transaction TypeTransfer
Record UpdatedDec 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$162.76
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2815 MADISON AVE COVINGTON KY 410151130, COVINGTON, KY 41015-1130
InvestorPossibly a Property Investor

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 08, 2018
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0000000320
Book / Page0C6542 / 000112
Instrument DateNov 08, 2018
Instrument320
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
InvestorPossibly a Property Investor

Mortgage

Document Number55
DateNov 08, 2018
Book Page0C6554/000001
Instrument55
Lender
NameANN MILBURN
Address425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944
Agreement
AmountAmount Recorded
Term240 Months
DueNov 07, 2038
Interest
Rate3.22%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 19, 2017
Property Address2815 MADISON AVE, COVINGTON, KY 41015-1130
Document Number0000000028
Book / Page00000C / 006205
Instrument DateFeb 28, 2017
Instrument28
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1772 NEWPORT KY 41072, NEWPORT, KY 41072

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,186.00 (+152.72%)$165,000 (+153.85%) Land $5,000 Building $160,000$165,000 (+153.85%) Land $5,000 Building $160,000
2023$865.00$65,000 Land $5,000 Building $60,000$65,000 Land $5,000 Building $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 663 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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