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  5. Madison Ave

2812 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2812 Madison Ave, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,500 sqft
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Dec 2022)
Tax Bill$2,318 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Mar 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN055-24-06-014.00

Property Details

APN / Parcel Number

Primary APN055-24-06-014.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,500 sqft Finished Area
Gross Area1,590 sqft Gross Area
Stories1 Story

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2812 MADISON AVE
CityCOVINGTON
StateKY
Zip41015-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENTON HILLS PROPERTY PT LOT 44 50'X 150' N S 27TH NEC TRACY LINE
Legal SubdivisionKENTON HILLS PROPERTY
Legal Lot Number44
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2010
Census Tract65100

Owner

Source: Kenton County records · APN 055-24-06-014.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2812 MADISON AVE, COVINGTON, KY 41015-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Mar 20, 2019Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Nov 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 08, 2018Trustee's Deed, Transfer
ANN MILBURN
Jul 19, 2017Quit Claim Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleMar 20, 2019 · Amount on Record
Deed Document Number202254
Deed Book / Page206 / 29
Prior Transfer DateFeb 28, 2017
Prior Transfer Doc0005900028
Record UpdatedJun 08, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 20, 2022
Property Address2812 MADISON AVE, COVINGTON, KY 41015-1131
Document Number0005900054
Book / Page206 / 29
Instrument DateDec 16, 2022
Instrument22122005900054
Transaction TypeTransfer
Record UpdatedJun 01, 2023
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2330 QUEBEC RD, CINCINNATI, OH 45214-1355

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 MADISON AVE, COVINGTON, KY 41015-1131

Mortgage

Document Number0005900055
DateDec 20, 2022
Book Page429/424
Instrument22122005900055
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 20, 2019
Property Address2812 MADISON AVE, COVINGTON, KY 41015-1131
Document Number0000000116
Book / Page0C6622 / 000048
Instrument DateMar 15, 2019
Instrument116
Transaction TypeTransfer
Record UpdatedApr 08, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2330 QUEBEC RD CINCINNATI OH 452141355, CINCINNATI, OH 45214-1355

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 28, 2018
Property Address2812 MADISON AVE, COVINGTON, KY 41015-1131
Document Number0000000144
Book / Page0C6553 / 000107
Instrument DateNov 27, 2018
Instrument144
Transaction TypeTransfer
Record UpdatedDec 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$162.76
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2812 MADISON AVE COVINGTON KY 410151131, COVINGTON, KY 41015-1131
InvestorPossibly a Property Investor

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 08, 2018
Property Address2812 MADISON AVE, COVINGTON, KY 41015-1131
Document Number0000000320
Book / Page0C6542 / 000112
Instrument DateNov 08, 2018
Instrument320
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
InvestorPossibly a Property Investor

Mortgage

Document Number55
DateNov 08, 2018
Book Page0C6554/000001
Instrument55
Lender
NameANN MILBURN
Address425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944
Agreement
AmountAmount Recorded
Term240 Months
DueNov 07, 2038
Interest
Rate3.22%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 19, 2017
Property Address2812 MADISON AVE, COVINGTON, KY 41015-1131
Document Number0000000028
Book / Page00000C / 006205
Instrument DateFeb 28, 2017
Instrument28
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1772 NEWPORT KY 41072, NEWPORT, KY 41072

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,318.00 (-0.56%)$175,000 (-) Land $5,000 Building $170,000$175,000 (-) Land $5,000 Building $170,000
2023$2,331.00$175,000 Land $5,000 Building $170,000$175,000 Land $5,000 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 8% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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