2806 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2806 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 803 sqft
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2022)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-06-016.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-06-016.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	803 sqft Finished Area
Gross Area	1,260 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2806 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON HILLS PROPERTY PT LOT 44 33'X 150' NS MADISON
Legal Subdivision	KENTON HILLS PROPERTY
Legal Lot Number	44
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2806 MADISON AVE, COVINGTON, KY 41015-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 7, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Nov 22, 2019	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jun 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2022244
Deed Book / Page	157 / 914
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	0005900420
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2022
Property Address	2806 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0005900244
Book / Page	157 / 914
Instrument Date	Apr 1, 2022
Instrument	22040505900244
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 BUTLER ST, LUDLOW, KY 41016-1449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2806 MADISON AVE, COVINGTON, KY 41015-1131

Mortgage

Document Number	0005900245
Date	Apr 5, 2022
Instrument	22040505900245

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 7, 2021
Property Address	2806 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0005900103
Book / Page	95 / 949
Instrument Date	Jun 1, 2021
Instrument	21060705900103
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 3RD AVE, 912, DAYTON, KY 41074-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BUTLER ST, LUDLOW, KY 41016-1449

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2019
Property Address	2806 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0000000150
Book / Page	0C6808 / 000146
Instrument Date	Nov 19, 2019
Instrument	150
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 3RD AVE DAYTON KY 410741216, DAYTON, KY 41074-1216

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 25, 2018
Property Address	2806 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0000000420
Book / Page	0C6438 / 000190
Instrument Date	Jun 19, 2018
Instrument	420
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 DECOURSEY AVE COVINGTON KY 410151853, COVINGTON, KY 41015-1853

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (-) Land $10,000 Building $120,000	$130,000 (-) Land $10,000 Building $120,000
2025	$1,722.00 (-0.52%)	$130,000 (-) Land $5,000 Building $125,000	$130,000 (-) Land $5,000 Building $125,000
2023	$1,731.00	$130,000 Land $5,000 Building $125,000	$130,000 Land $5,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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