2804 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2804 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2024)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Jul 2021 Sale Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-24-06-017.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-06-017.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Finished Area
Gross Area	1,664 sqft

Exterior

Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	150 ft deep x 32 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0552406017.00
Street Address	2804 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON HILLS PROPERTY PT LOTS 43-44 32'X 150' NS 27TH
Legal Subdivision	KENTON HILLS PROPERTY
Legal Lot Number	43,44
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	65100

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 MADISON AVE, COVINGTON, KY 41015-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	0000307556
Deed Book / Page	307 / 556
Record Updated	Jun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 22, 2021
Property Address	2804 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0005900285
Book / Page	106 / 71
Instrument Date	Jun 4, 2021
Instrument	21072205900285
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 MADISON AVE, 2804, COVINGTON, KY 41015-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 MADISON AVE, COVINGTON, KY 41015-1131

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 23, 2021
Property Address	2804 MADISON AVE, COVINGTON, KY 41015-1131
Document Number	0005900120
Book / Page	86 / 223
Instrument Date	Apr 19, 2021
Instrument	21042305900120
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1189 EVERWOOD LN, 1189, INDEPENDENCE, KY 41051-9031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 MADISON AVE, COVINGTON, KY 41015-1131

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,047.00 (+322.61%)	$230,000 (+324.35%) Land $5,000 Building $225,000	$230,000 (+324.35%) Land $5,000 Building $225,000
2023	$721.00	$54,200 Land $5,000 Building $49,200	$54,200 Land $5,000 Building $49,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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