2823 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2823 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1960
Lot Size	0.144 acres (6,291 sqft)
Owner	Company Name on Record
Last Sale	$966,000 (Dec 2024)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-07-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-07-005.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Finished Area
Gross Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,291 sqft (0.144 acres)
Lot Dimensions	161 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2823 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOTS 23-24-25 39'X 161.3' SS 27TH
Legal Subdivision	ROGERS M
Legal Lot Number	23,24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61400

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23101 DIAMOND HEAD DR, LAS VEGAS, NV 89110
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage TRADITIONAL BANK INC
May 14, 2021	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Jan 10, 2020	Deed of Trust, Mortgage TRADITIONAL BK
Mar 15, 2019	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Nov 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 8, 2018	Trustee's Deed, Transfer ANN MILBURN
Jul 19, 2017	Quit Claim Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Dec 3, 2024 · Amount on Record
Deed Document Number	202428
Deed Book / Page	318 / 584
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0005900028
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900082
Date	May 14, 2021
Book Page	215/790
Instrument	21051405900082

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 28, 2031

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900084
Date	May 14, 2021
Book Page	215/854
Instrument	21051405900084

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0000000164
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787

Mortgage

Document Number	0000000164
Date	Feb 20, 2020
Book Page	000M13/000863
Instrument	164

Lender

Name	TRADITIONAL BK
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 19, 2030

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 15, 2019
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0000000207
Book / Page	0C6619 / 000165
Instrument Date	Mar 14, 2019
Instrument	207
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 28, 2018
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0000000142
Book / Page	0C6553 / 000101
Instrument Date	Nov 27, 2018
Instrument	142
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.24
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2823 MADISON AVE COVINGTON KY 410151130, COVINGTON, KY 41015-1130
Investor	Possibly a Property Investor

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Nov 8, 2018
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0000000320
Book / Page	0C6542 / 000112
Instrument Date	Nov 8, 2018
Instrument	320
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	55
Date	Nov 8, 2018
Book Page	0C6554/000001
Instrument	55

Lender

Name	ANN MILBURN
Address	425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 7, 2038

Interest

Rate	3.22%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 19, 2017
Property Address	2823 MADISON AVE, COVINGTON, KY 41015-1130
Document Number	0000000028
Book / Page	00000C / 006205
Instrument Date	Feb 28, 2017
Instrument	28
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1772 NEWPORT KY 41072, NEWPORT, KY 41072

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+184.7%)	$170,000 (+186.2%) Land $5,000 Building $165,000	$170,000 (+186.2%) Land $5,000 Building $165,000
2023	$791.00	$59,400 Land $5,000 Building $54,400	$59,400 Land $5,000 Building $54,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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