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2805 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2805 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1959
Lot Size0.149 acres (6,480 sqft)
Owner2 Individual Names on File
Last Sale$37,500 (Oct 2013)
Tax Bill$1,746 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN18-08-31-158-002

Property Details

APN / Parcel Number

Primary APN18-08-31-158-002
Alternative APN
  • 08-31-158-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood
Construction TypeFrame
Lot Area6,480 sqft (0.149 acres)
Lot Dimensions54 ft deep x 120 ft wide

Location & Zoning

Account Number180831158002
Street Address2805 E CARDINAL DR
CityDECATUR
StateIL
Zip62526-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionRESVY OF LOTS 1-191 LARKDALE ADDN LOT 2 120X54
Legal Range03E
Legal Township17N
Legal Section31
Legal SubdivisionLARKDALE ADDN
Legal Lot Number1,2
JurisdictionMACON IL
Township / Civil DivisionWHITMORE
Census Block Group1
Census Block1004
Census Tract2200

Owner

Source: Macon County records · APN 18-08-31-158-002

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2727 CLINTON ST, VANDALIA, IL 62471-1435
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed of Trust, Mortgage · Construction Mortgage
FNB COMMUNITY BANK
Jan 05, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2013 · Amount on Record
Deed SaleOct 10, 2013 · Amount on Record
Deed Document Number20131862889
Deed Book / Page4334 / 834
Last Transfer DateDec 09, 2016
Transfer Doc4541/618
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateAug 04, 2026
Property Address2805 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number0000009067
Instrument DateJul 22, 2026
Instrument20269067
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address2727 CLINTON ST, VANDALIA, IL 62471-1435

Mortgage

Document Number0000009067,
DateAug 04, 2026
Instrument20269067
Lender
NameFNB COMMUNITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 22, 2027
Interest
Rate7.2%
Max Rate-1%

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON IL
Recording DateJan 05, 2017
Property Address2805 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number4541/618
Book / Page4541 / 618
Map ReferencePL 300 PG 253
Instrument DateDec 09, 2016
Instrument1913600
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionWhitmore Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (+4.36%)$18,153 (+8.32%) Land $4,812 Building $13,341$54,464 (+8.32%) Land $14,437 Building $40,027
2024$1,673.00$16,758 Land $4,442 Building $12,316$50,279 Land $13,327 Building $36,952

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), updated November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171150022001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 44 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDECATUR
serves 76,122 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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