Carroll County property record for 2812 Rainbow Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,298 sqft · built 1978 |
| Lot Size | 3.2 acres (139,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2014) |
| Tax Bill | $4,951 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-038975 |
| Primary APN | 04-038975 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,298 sqft Total Area |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 139,436 sqft (3.2 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 278 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038975 |
|---|---|
| Street Address | 2812 RAINBOW DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 39 - 3.201 ACS RAINBOW DR PLT 16-61 GREENLEAF SC 4 PL 4 |
| Legal Subdivision | GREENLEAF |
| Legal Lot Number | 39 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 504202 |
2812 Rainbow Dr is owned and occupied by two individuals who bought it in December 2014.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2812 RAINBOW DR, WESTMINSTER, MD 21157-7658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on File |
| Deed Sale | Dec 31, 2014 · Amount on File |
| Prior Sale | Oct 30, 2001 · Amount on File |
| Deed Book / Page | 7849 / 401 |
| Transfer Doc | 0022030324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2812 RAINBOW DR, WESTMINSTER, MD 21157-7658 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0104670449 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 10467/449 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 2812 Rainbow Dr was $4,951 with a homeowner's exemption, up 4.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,951.00 (+4.56%) Homeowner's exemption | $460,233 (+1.64%) | $475,100 (+4.92%) Land $221,000 Building $254,100 |
| 2025 | $4,735.00 Homeowner's exemption | $452,800 Land $181,000 Building $271,800 | $452,800 Land $181,000 Building $271,800 |
| 2023 | $4,396.00 Homeowner's exemption | $389,067 | $452,800 Land $181,000 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2812 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2812 Rainbow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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