2806 Rainbow Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2806 Rainbow Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,720 sqft · built 1977
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Jun 2012)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-038916`

Property Details

APN / Parcel Number

Primary APN	`04-038916`
Alternative APNs	`4038916` `038916`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,720 sqft Total Area
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	130 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038916
Street Address	2806 RAINBOW DR
City	WESTMINSTER
State	MD
Zip	21157-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 33 - 1.05 ACS 2806 RAINBOW DR 16-61 GREENLEAF SC 4
Legal Subdivision	GREENLEAF SEC 04 04
Legal Lot Number	33
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3005
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2806 RAINBOW DR, WESTMINSTER, MD 21157-7649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Intrafamily Transfer, Transfer
Jan 11, 2017	Quit Claim Deed, Transfer · VA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2012 · Amount on Record
Deed Sale	Jun 7, 2012 · Amount on Record
Prior Sale	Aug 14, 1985 · Amount on Record
Deed Book / Page	6930 / 346
Last Transfer Date	Jun 15, 2023
Transfer Doc	0110560162
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jun 21, 2023
Property Address	2806 RAINBOW DR, WESTMINSTER, MD 21157-7649
Document Number	0110560162
Book / Page	11056 / 162
Map Reference	LB 8579FO 337
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2806 RAINBOW DR, WESTMINSTER, MD 21157-7649

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 11, 2017
Property Address	2806 RAINBOW DR, WESTMINSTER, MD 21157-7649
Document Number	0085790337
Book / Page	008579 / 000337
Instrument Date	Nov 18, 2016
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2806 RAINBOW DR WESTMINSTER MD 211577649, WESTMINSTER, MD 21157-7649

Mortgage

Document Number	85310232
Date	Jan 11, 2017
Book Page	008531/000232

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (+5.08%) Homeowner's exemption	$429,800 (+6.44%)	$481,800 (+19.32%) Land $200,500 Building $281,300
2025	$4,290.00 (+8.33%) Homeowner's exemption	$403,800 (+15.22%) Land $160,500 Building $243,300	$403,800 (-) Land $160,500 Building $243,300
2023	$3,960.00 (+8.26%) Homeowner's exemption	$350,467 (+8.24%)	$403,800 (+24.71%) Land $160,500 Building $243,300
2022	$3,658.00 Homeowner's exemption	$323,800 Land $140,500 Building $183,300	$323,800 Land $140,500 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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