2807 Rainbow Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2807 Rainbow Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,596 sqft · built 1977
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2017)
Tax Bill	$4,719 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-039025`

Property Details

APN / Parcel Number

Primary APN	`04-039025`
Alternative APNs	`4039025` `039025`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,596 sqft Total Area
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Deck Area	360 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	039025
Street Address	2807 RAINBOW DR
City	WESTMINSTER
State	MD
Zip	21157-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT44 - 1.26 ACS 2807 RAINBOW DR 16-61 GREENLEAF SC 4 PLT 4
Legal Subdivision	GREENLEAF SEC 04
Legal Lot Number	44
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3003
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Dec 11, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 14, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 20, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Sep 15, 1988 · Amount on Record
Deed Document Number	20178752-0350
Deed Book / Page	8752 / 350
Last Transfer Date	Nov 29, 2025
Transfer Doc	0116420440
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648

Mortgage

Document Number	0112600001
Date	Jun 12, 2024
Book Page	11260/1

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Dec 11, 2025
Property Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648
Document Number	0116420440
Book / Page	11642 / 440
Map Reference	MB 16 FO 61
Instrument Date	Nov 29, 2025
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	UNKNOWN, DOMA INSURANCE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648

Mortgage

Document Number	0011642444
Date	Dec 11, 2025
Instrument	11642/444

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648
Document Number	0087520354
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 RAINBOW DR WESTMINSTER MD 211577648, WESTMINSTER, MD 21157-7648

Mortgage

Document Number	0087520354
Date	Jul 14, 2017
Book Page	008752/000354

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 20, 2017
Property Address	2807 RAINBOW DR, WESTMINSTER, MD 21157-7648
Document Number	0087520350
Book / Page	008752 / 000350
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 RAINBOW DR WESTMINSTER MD 211577648, WESTMINSTER, MD 21157-7648

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,719.00 (+4.73%) Homeowner's exemption	$435,167 (+2.95%)	$460,100 (+8.85%) Land $202,600 Building $257,500
2025	$4,506.00 (+8.4%) Homeowner's exemption	$422,700 (+14.9%) Land $162,600 Building $260,100	$422,700 (-) Land $162,600 Building $260,100
2023	$4,157.00 Homeowner's exemption	$367,900	$422,700 Land $162,600 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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