2804 Rainbow Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2804 Rainbow Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,068 sqft · built 1975
Lot Size	0.552 acres (24,025 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jul 2010)
Tax Bill	$3,775 (2026)
Deeds & Mortgages	May 2018 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-029372`

Property Details

APN / Parcel Number

Primary APN	`04-029372`
Alternative APNs	`4029372` `029372`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,025 sqft (0.552 acres)
Porch	Porch
Porch Area	144 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029372
Street Address	2804 RAINBOW DR
City	WESTMINSTER
State	MD
Zip	21157-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 35- 24025 SF 2804 RAINBOW DR 11-71 FAIR LEA HILLS SC A PL V
Legal Subdivision	FAIR LEA HILLS
Legal Lot Number	35
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3005
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 RAINBOW DR, WESTMINSTER, MD 21157-7649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL OF MD FEDERAL CREDIT UNI
Feb 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2010 · Amount on Record
Deed Sale	Jul 9, 2010 · Amount on Record
Prior Sale	Nov 21, 2005 · Amount on Record
Deed Document Number	201093539
Deed Book / Page	6229 / 80
Prior Transfer Date	Aug 19, 2008
Prior Transfer Doc	0056060092
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2804 RAINBOW DR, WESTMINSTER, MD 21157-7649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090260325
Date	May 31, 2018
Book Page	9026/0325

Lender

Name	FIRST FINANCIAL OF MD FEDERAL CREDIT UNI
Type	Government Agency
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 9, 2021
Property Address	2804 RAINBOW DR, WESTMINSTER, MD 21157-7649
Document Number	0100940050
Book / Page	10094 / 50
Map Reference	MB 11 OPG 71
Instrument Date	Jan 27, 2021
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 RAINBOW DR, WESTMINSTER, MD 21157-7649

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,775.00 (+4.77%) Homeowner's exemption	$371,700 (+3.31%)	$395,500 (+9.92%) Land $182,000 Building $213,500
2025	$3,603.00 (+6.5%) Homeowner's exemption	$359,800 (+20.15%) Land $142,000 Building $217,800	$359,800 (-) Land $142,000 Building $217,800
2023	$3,383.00 Homeowner's exemption	$299,467	$359,800 Land $142,000 Building $217,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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