2810 Rainbow Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2810 Rainbow Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,922 sqft · built 1979
Lot Size	0.922 acres (40,162 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2025)
Tax Bill	$4,613 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-038967`

Property Details

APN / Parcel Number

Primary APN	`04-038967`
Alternative APNs	`4038967` `038967`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,922 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,162 sqft (0.922 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038967
Street Address	2810 RAINBOW DR
City	WESTMINSTER
State	MD
Zip	21157-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 38 - 40162 SF (0 2810 RAINBOW DR 16-61 GREENLEAF SC 4
Legal Subdivision	GREENLEAF SEC 04
Legal Lot Number	38
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3004
Census Tract	504202

Owner

2810 Rainbow Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2810 RAINBOW DR, WESTMINSTER, MD 21157-7658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Feb 8, 1996 · Amount on File
Deed Book / Page	11569 / 40
Record Updated	Oct 29, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 16, 2025
Property Address	2810 RAINBOW DR, WESTMINSTER, MD 21157-7658
Document Number	0115690040
Book / Page	11569 / 40
Map Reference	MB 16 PG 61
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2810 RAINBOW DR, WESTMINSTER, MD 21157-7658

Mortgage

Document Number	0001156947
Date	Sep 16, 2025
Instrument	11569/47

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2810 Rainbow Dr was $4,613, up 9.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,613.00 (+9.18%)	$406,567 (+7.47%)	$463,100 (+22.42%) Land $196,900 Building $266,200
2025	$4,225.00 Homeowner's exemption	$378,300 Land $156,900 Building $221,400	$378,300 Land $156,900 Building $221,400
2023	$3,840.00 Homeowner's exemption	$339,900	$378,300 Land $156,900 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2810 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2810 Rainbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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