2801 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2801 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1980
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$545,000 (Jan 2021)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-31-158-001`

Property Details

APN / Parcel Number

Primary APN	`18-08-31-158-001`
Alternative APN	`08-31-158-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	180831158001
Street Address	2801 E CARDINAL DR
City	DECATUR
State	IL
Zip	62526-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RESVY OF LOTS 1-191 LARKDALE ADDN LOT 1 04BK3540/718 IRREG 95BK2597/263
Legal Range	03E
Legal Township	17N
Legal Section	31
Legal Subdivision	LARKDALE ADDN
Legal Lot Number	1-191
Jurisdiction	MACON IL
Township / Civil Division	WHITMORE
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3469 PLOVER DR, DECATUR, IL 62526-2270
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jan 25, 2021	Warranty Deed, Transfer
Sep 27, 2017	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF NOKOMIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	20211973569
Deed Book / Page	4798 / 112
Last Transfer Date	May 4, 2022
Transfer Doc	004892/909
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	May 5, 2022
Property Address	2801 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	004892/909
Book / Page	4892 / 909
Map Reference	BK 300 PG 252
Instrument Date	May 4, 2022
Instrument	1995786
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 E CARDINAL DR, DECATUR, IL 62526-2206

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2801 E CARDINAL DR, DECATUR, IL 62526-2206
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4857/44
Date	Oct 18, 2021
Book Page	4857/44
Instrument	1987235

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jan 25, 2021
Property Address	2801 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	4798/112
Book / Page	4798 / 112
Map Reference	PB 300 PG 252
Instrument Date	Jan 22, 2021
Instrument	1973569
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$817.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3469 PLOVER DR, DECATUR, IL 62526-2270

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 27, 2017
Property Address	2801 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number	4587/119
Book / Page	4587 / 119
Instrument Date	Sep 22, 2017
Instrument	1924842
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	4587/120
Date	Sep 27, 2017
Book Page	4587/120
Instrument	1924843

Lender

Name	FIRST NATIONAL BANK OF NOKOMIS
Type	Bank
Address	MOWEAQUA, IL 62550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2037

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Whitmore Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00	$20,655 Land $4,812 Building $15,843	$61,971 Land $14,437 Building $47,534

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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