280 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 280 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,871 sqft · built 2004
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2020)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-44-627`

Property Details

APN / Parcel Number

Primary APN	`304-44-627`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,871 sqft Living Area
1st Floor Area	2,871 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	2 Parking Spaces
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	280 E FRANCES LN
City	GILBERT
State	AZ
Zip	85295-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	ALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number	340
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2008
Census Tract	815300

Owner

Source: Maricopa County assessment roll, APN 304-44-627, as of January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 E FRANCES LN, GILBERT, AZ 85295-1975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Apr 02, 2019
Deed Document Number	20200629844
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 15, 2020
Property Address	280 E FRANCES LN, GILBERT, AZ 85295-1975
Document Number	0000629844
Instrument Date	Jul 07, 2020
Instrument	629844
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	280 E FRANCES LN GILBERT AZ 852951975, GILBERT, AZ 85295-1975

Mortgage

Document Number	629845
Date	Jul 15, 2020
Instrument	629845

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll as of January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,870 (-1.65%)	$618,700 (-1.65%) Land $123,700 Building $495,000
2025	$3,023.00 (+3.74%)
2024		$62,910	$629,100 Land $125,800 Building $503,300
2023	$2,914.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138153002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 79 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GILBERT serves 247,600 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.