245 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 245 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,093 sqft · built 2003
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$459,500 (Jul 2017)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jan 2021 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-44-545`

Property Details

APN / Parcel Number

Primary APN	`304-44-545`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,093 sqft Living Area
1st Floor Area	2,434 sqft
2nd Floor Area	1,659 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	403 sqft
Patio Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	245 E FRANCES LN
City	GILBERT
State	AZ
Zip	85295-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	ALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number	258
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	815300

Owner

245 E Frances Ln is owned and occupied by an individual who acquired it in January 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	245 E FRANCES LN, GILBERT, AZ 85295-1472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Intrafamily Transfer, Transfer
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 13, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	0000511489
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000044666
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2021
Property Address	245 E FRANCES LN, GILBERT, AZ 85295-1472
Document Number	0000044666
Map Reference	MB 506 PG 16
Instrument Date	Jan 7, 2021
Instrument	20210044666
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1667 N PRIEST DR, TEMPE, AZ 85281-1231

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	245 E FRANCES LN, GILBERT, AZ 85295-1472
Document Number	0000919871
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E FRANCES LN GILBERT AZ 852951472, GILBERT, AZ 85295-1472

Mortgage

Document Number	0000919871
Date	Dec 13, 2017
Instrument	919871

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 13, 2017
Property Address	245 E FRANCES LN, GILBERT, AZ 85295-1472
Document Number	0000511489
Instrument Date	Jun 5, 2017
Instrument	511489
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E FRANCES LN GILBERT AZ 852951472, GILBERT, AZ 85295-1472

Mortgage

Document Number	511490
Date	Jul 13, 2017
Instrument	511490

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 245 E Frances Ln was $3,652.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,220	$712,200 Land $142,400 Building $569,800
2025	$3,652.00
2024		$71,820	$718,200 Land $143,600 Building $574,600
2023	$3,515.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 E Frances Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Frances Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

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