246 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 246 E Frances Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,093 sqft · built 2003
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Feb 2026)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-44-629`

Property Details

APN / Parcel Number

Primary APN	`304-44-629`
Alternative APN	`304446298`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,093 sqft Living Area
Gross Area	4,727 sqft
1st Floor Area	2,434 sqft
2nd Floor Area	1,659 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	246 E FRANCES LN
City	GILBERT
State	AZ
Zip	85295-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ALLEN RANCH PARCELS 1 2 3 & 4 MCR 506-16
Legal Range	6E
Legal Township	1S
Legal Section	31
Legal Subdivision	ALLEN RANCH PARCELS 1 2 3 & 4
Legal Lot Number	342
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2008
Census Tract	815300

Owner

Source: Maricopa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 E FRANCES LN, GILBERT, AZ 85295-1975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Intrafamily Transfer, Transfer DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	202695183
Prior Transfer Date	Aug 24, 2015
Prior Transfer Doc	0000645330
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2026
Property Address	246 E FRANCES LN, GILBERT, AZ 85295-1975
Document Number	0000095184
Map Reference	MB 506 PG 16
Instrument Date	Feb 18, 2026
Instrument	20260095184
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 E FEANCES LANE, GILBERT, AZ 85295-1975

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2026
Property Address	246 E FRANCES LN, GILBERT, AZ 85295-1975
Document Number	0000095183
Map Reference	MB 506 PG 16
Instrument Date	Feb 13, 2026
Instrument	20260095183
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 E FRANCES LN, GILBERT, AZ 85295-1975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E ALPINE AVE, MESA, AZ 85204

Mortgage

Document Number	0000095185
Date	Feb 19, 2026
Instrument	20260095185

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 7, 2018
Property Address	246 E FRANCES LN, GILBERT, AZ 85295-1975
Document Number	0000434904
Map Reference	MB 506 PG 16
Instrument Date	Jun 5, 2018
Instrument	20180434904
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15334 BONASSE CT APT 1003, 15334, CORPUS CHRISTI, TX 78418-6963

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	246 E FRANCES LN, GILBERT, AZ 85295-1975

Mortgage

Document Number	0000434905
Date	Jun 7, 2018
Instrument	20180434905

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,400 (+47.61%)	$734,000 (+7.28%) Land $146,800 Building $587,200
2025	$3,965.00 (+7.34%)	$49,725 (-32.94%)	$684,200 (-7.73%) Land $136,800 Building $547,400
2024		$74,150	$741,500 Land $148,300 Building $593,200
2022	$3,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WeLink Communications.

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