28 Willow Ln, Coldwater, MI 49036 Property Records

Branch County property record for 28 Willow Ln, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 758 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jul 2021)
Tax Bill	$771 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`303-000-001-038-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-001-038-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	758 sqft Living Area
1st Floor Area	758 sqft

Exterior

Architectural Style	Colonial
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	28 WILLOW LN
City	COLDWATER
State	MI
Zip	49036-9378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BLK 3 PILOT KNOB PLAT SEC 17 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	17
Legal Subdivision	PILOT KNOB SUBDIVISION
Legal Block	3
Legal Lot Number	33
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2043
Census Tract	951302

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 WILLOW LN, COLDWATER, MI 49036-9378
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Nov 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20216004
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 30, 2021
Property Address	28 WILLOW LN, COLDWATER, MI 49036-9378
Document Number	202106004
Map Reference	LB 2 PG 79
Instrument Date	Jul 30, 2021
Instrument	2021-06004
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 LUCKY DR, 26, COLDWATER, MI 49036-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 MOSCOW RD, JEROME, MI 49249-9714

Mortgage

Document Number	202106005
Date	Jul 30, 2021
Instrument	2021-06005

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 1, 2018
Property Address	28 WILLOW LN, COLDWATER, MI 49036-9378
Document Number	201807222
Map Reference	LB2 PG79
Instrument Date	Oct 29, 2018
Instrument	2018-07222
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5451 COUNTY ROAD 39, 5451, AUBURN, IN 46706-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LUCKY DR, COLDWATER, MI 49036-9303

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,200 (+31.25%)	$50,400 (+31.25%)
2025	$771.00 (-9.51%)	$19,200	$38,400
2024	$852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000

May also be available: Frontier.

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