Orange County property record for 28 Via Cristobal, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,351 sqft · built 2006 |
| Lot Size | 0.122 acres (5,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,435,000 (Dec 2023) |
| Tax Bill | $18,632 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 708-111-42 |
| Primary APN | 708-111-42 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,351 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 5,316 sqft (0.122 acres) |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28 VIA CRISTOBAL |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16631 BLK LOT 15 |
| Legal Subdivision | TRACT NO 16631 |
| Legal Tract | 16631 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 32062 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 1, 2023 | Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Oct 25, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| May 3, 2019 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 2023298328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Number | 0000222730 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022000222730 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 1, 2023 |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Number | 0000298328 |
| Map Reference | MB 869 PG 23-29 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023000298328 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 25, 2021 |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Number | 0000649409 |
| Map Reference | MB 869 PG 23-29 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021000649409 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Number | 0000649410 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021000649410 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000439948 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 2018000439948 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000157244 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020000157244 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 3, 2019 |
| Property Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Document Number | 0000148066 |
| Map Reference | MB 869 PG 23-29 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 2019000148066 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000148067 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019000148067 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,492,974 (+2%) Land $990,493 Building $502,481 | |
| 2025 | $18,632.00 (+11.5%) | $1,463,700 (+12.55%) Land $971,071 Building $492,629 |
| 2023 | $16,711.00 (+0.9%) Homeowner's exemption | $1,300,500 Land $864,675 Building $435,825 |
| 2022 | $16,562.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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