23 Via Cristobal, San Clemente, CA 92673 Property Records

Orange County property record for 23 Via Cristobal, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,088 sqft · built 2006
Lot Size0.131 acres (5,705 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (May 2018)
Tax Bill$14,154 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN708-111-50

Property Details

APN / Parcel Number

Primary APN708-111-50

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,088 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area5,705 sqft (0.131 acres)
Garage Area479 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Location & Zoning

Street Address23 VIA CRISTOBAL
CitySAN CLEMENTE
StateCA
Zip92673-7035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16631 BLK LOT 7
Legal SubdivisionTRACT NO 16631
Legal Tract16631
Legal Lot Number7
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2001
Census Tract32062

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Deed of Trust, Mortgage · Commercial Mortgage
SPRING EQ LLC
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2020Loan Modification, Mortgage · Conventional Mortgage
SHELLPOINT MTG SVCNG
May 9, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2018 · Amount on Record
Deed SaleMay 9, 2018 · Amount on Record
Prior SaleJul 21, 2006 · Amount on Record
Deed Document Number2018168496
Prior Transfer DateJan 16, 2016
Prior Transfer Doc0000273179
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000026858
DateFeb 7, 2023
Instrument2023000026858
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Transaction TypeMortgage
Record UpdatedJan 7, 2022
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000769180
DateDec 27, 2021
Instrument2021000769180
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000188744
DateMay 9, 2017
Instrument2017000188744
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000495988
DateNov 27, 2019
Instrument2019000495988
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term343 Months
DueJun 1, 2048

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE CA
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Document Number0000766884
Instrument DateNov 27, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 VIA CRISTOBAL SAN CLEMENTE CA 926737035, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000766884
DateDec 28, 2020
Instrument766884
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 27, 2060
Interest
Rate4.62%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateMay 9, 2018
Property Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Document Number0000168496
Map ReferenceMB869 PG23-29
Instrument DateMar 27, 2018
Instrument2018000168496
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyJORANGE COAST TITLE CO OF SO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000168497
DateMay 9, 2018
Instrument2018000168497
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,083,131 (+2%) Land $615,197 Building $467,934
2025$14,154.00 (+4.41%) Homeowner's exemption$1,061,894 (+4.04%) Land $603,135 Building $458,759
2023$13,556.00 (+0.77%) Homeowner's exemption$1,020,660 Land $579,714 Building $440,946
2022$13,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20

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