32 Via Cristobal, San Clemente, CA 92673 Property Records

Orange County property record for 32 Via Cristobal, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,701 sqft · built 2006
Lot Size0.289 acres (12,571 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Nov 2012)
Tax Bill$13,482 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN708-111-44

Property Details

APN / Parcel Number

Primary APN708-111-44

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,701 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area12,571 sqft (0.289 acres)
Garage Area574 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address32 VIA CRISTOBAL
CitySAN CLEMENTE
StateCA
Zip92673-7035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16631 BLK LOT 13
Legal SubdivisionSABELLA AT TALEGA
Legal Tract16631
Legal Lot Number13
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2001
Census Tract32062

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2012 · Amount on Record
Deed SaleNov 8, 2012 · Amount on Record
Prior SaleFeb 10, 2012 · Amount on Record
Deed Document Number2012687440
Prior Transfer DateAug 16, 2011
Prior Transfer Doc0000673830
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address32 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Document Number0000230766
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 VIA CRISTOBAL SAN CLEMENTE CA 926737035, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000230766
DateMay 21, 2020
Instrument230766
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address32 VIA CRISTOBAL, SAN CLEMENTE, CA 92673-7035
Document Number0000062864
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address32 VIA CRISTOBAL SAN CLEMENTE CA 926737035, SAN CLEMENTE, CA 92673-7035

Mortgage

Document Number0000062864
DateFeb 14, 2020
Instrument62864
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$915,159 (+2%) Land $362,168 Building $552,991
2025$13,482.00 (+4.39%)$897,215 (+4.04%) Land $355,066 Building $542,149
2023$12,915.00 (+0.37%)$862,376 Land $341,278 Building $521,098
2022$12,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20

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