Guadalupe County property record for 28 River Oak Dr, Seguin, TX 78155
| Property Type | Single Family Home |
|---|---|
| Details | 2,177 sqft · built 1997 |
| Lot Size | 0.261 acres (11,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $11,300 (Nov 2011) |
| Tax Bill | $5,671 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1G0490200101500000 |
| Primary APN | 1G0490200101500000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,177 sqft Living Area |
| Gross Area | 2,723 sqft |
| 1st Floor Area | 1,309 sqft |
| 2nd Floor Area | 868 sqft |
| Utility Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Lot Area | 11,360 sqft (0.261 acres) |
| Lot Dimensions | 75 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 432 sqft |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 80 sqft |
| Patio Area | 1,708 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 28 RIVER OAK DR |
|---|---|
| City | SEGUIN |
| State | TX |
| Zip | 78155-7026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 15 BLK: 1 ADDN: CHAPARRAL #2 |
| Legal Subdivision | CHAPARRAL #2 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SEGUIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 210806 |
28 River Oak Dr is owned and occupied by an individual who bought it in November 2011.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 RIVER OAK DR, SEGUIN, TX 78155-7026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 · Amount on File |
| Deed Sale | Nov 22, 2011 · Amount on File |
| Deed Document Number | 201120674 |
| Deed Book / Page | 3062 / 330 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0000020674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 28 RIVER OAK DR, SEGUIN, TX 78155-7026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006423 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 2017006423 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 28 River Oak Dr was $5,671 with exemptions applied, up 5.4% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Seguin City |
| Unified School District | Seguin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,000 (-22.28%) Land $60,020 Building $239,980 | $300,000 (-36.91%) Land $60,020 Building $239,980 | |
| 2025 | $5,671.00 (+5.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $386,000 Land $96,556 Building $378,944 | $475,500 Land $96,556 Building $378,944 |
| 2024 | $5,379.00 (+10.7%) | ||
| 2023 | $4,859.00 (-13.51%) Homeowner's exemption | $478,000 Land $180,502 Building $297,498 | $478,000 Land $180,502 Building $297,498 |
| 2022 | $5,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 River Oak Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 123 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 in force |
| Nearby Flood Claims | 8 (2002–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 River Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Guadalupe Valley Electric Cooperative.
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