27960 Oakachoy Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 27960 Oakachoy Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,307 sqft · built 2015
Lot Size	0.18 acres (8,055 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2023)
Tax Bill	$2,047 (2026)
Deeds & Mortgages	Jul 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.234`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.234`
Alternative APNs	`271821` `318849` `531976`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,307 sqft Heated Area
1st Floor Area	1,995 sqft
Upper Floors Area	312 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,055 sqft (0.18 acres)
Lot Dimensions	151 ft deep x 53.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	531976
Street Address	27960 OAKACHOY LOOP
City	DAPHNE
State	AL
Zip	36526-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SEHOY SUB PHASE FIVE SLIDE 2219-C
Legal Subdivision	SEHOY SUB PHASE FIVE
Legal Phase	5
Legal Lot Number	6
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10710

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27960 OAKACHOY LOOP, DAPHNE, AL 36526-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer AUSTIN TITLE, ATC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	20232074964
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 19, 2023
Property Address	27960 OAKACHOY LOOP, DAPHNE, AL 36526-6344
Document Number	0002074964
Map Reference	SL 2219-C
Instrument Date	Jul 14, 2023
Instrument	2074964
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 VAN AVE APT 412, 412, DAPHNE, AL 36526-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27960 OAKACHOY LOOP, DAPHNE, AL 36526-6344

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27960 OAKACHOY LOOP, DAPHNE, AL 36526-6344
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001910888
Date	May 3, 2021
Instrument	1910888

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	27960 OAKACHOY LOOP, DAPHNE, AL 36526-6344
Document Number	0001800402
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27960 OAKACHOY LOOP DAPHNE AL 365266344, DAPHNE, AL 36526-6344

Mortgage

Document Number	0001800402
Date	Dec 13, 2019
Instrument	1800402

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,047.00 (+2.5%) Homeowner's exemption
2025	$1,997.00 (+22.29%)	$44,400 (+21.71%) Land $7,280 Building $37,120	$444,000 (+21.74%) Land $72,800 Building $371,200
2023	$1,633.00 (+24.85%) Homeowner's exemption	$36,480 (+15.88%)	$364,700 (+15.92%) Land $45,000 Building $319,700
2022	$1,308.00 (+9%) Homeowner's exemption	$31,480	$314,600 Land $38,300 Building $276,300
2021	$1,200.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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