Baldwin County property record for 27920 Oakachoy Loop, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,331 sqft · built 2013 |
| Lot Size | 0.31 acres (13,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,240 (Nov 2013) |
| Tax Bill | $3,624 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-10-0-000-007.236 |
| Primary APN | 43-02-10-0-000-007.236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,331 sqft Heated Area |
| 1st Floor Area | 2,331 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,452 sqft (0.31 acres) |
| Lot Dimensions | 145 ft deep x 92.2 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 311342 |
|---|---|
| Street Address | 27920 OAKACHOY LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92.2' X 145.9' IRR LOT 8 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E (LTD WD) |
| Legal Subdivision | SEHOY SUB PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10710 |
Source: Baldwin County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27920 OAKACHOY LOOP, DAPHNE, AL 36526-6344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2013 · Amount on Record |
| Deed Sale | Nov 26, 2013 · Amount on Record |
| Prior Sale | Aug 21, 2009 |
| Deed Document Number | 20131431101 |
| Last Transfer Date | Jul 2, 2024 |
| Transfer Doc | 0002136667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 8, 2026 |
| Property Address | 27920 OAKACHOY LOOP, DAPHNE, AL 36526-6344 |
| Document Number | 0002258497 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20262258497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0002258497, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20262258497 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,624.00 (+15.3%) | $78,800 (+15.31%) Land $14,560 Building $64,240 | $394,000 (+15.31%) Land $72,800 Building $321,200 |
| 2023 | $3,143.00 (+24.18%) | $68,340 (+16.07%) | $341,700 (+16.07%) Land $60,000 Building $281,700 |
| 2022 | $2,531.00 (+8.63%) | $58,880 | $294,400 Land $50,900 Building $243,500 |
| 2021 | $2,330.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: C Spire Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures